Our Team
Our team has many years of experience, successfully financing all asset classes – apartment buildings, retail plazas, industrial, office buildings, construction loans and other commercial transactions. We will assess your financial needs, analyze the data and available information being attentive to details, explaining the loan process, keeping you apprised of the progress and providing a timely response.
We are grateful for the relationships we have with our borrowing clients, lending partners, and our extended network of professionals and consultants.
Together, we are committed to working hard to helping you achieve your goals and business objectives.
J. E. Michel Lalonde
Mortgage Broker– License # M10001896
Capital Mortgages Inc. – Brokerage # 10575
380-2255 St-Laurent Blvd, Ottawa, ON K1G 4K3
michel@capitalmortgages.com
(t) 613.738.9648 x 306 (f) 613.738.8050
(c) 613.327.9648
J. E. Michel Lalonde has over 40 years of experience in banking, financing, leasing, insolvency, mortgage brokering, business & management consulting and M & A.
Michel is passionate about helping business owners to succeed and wants to ensure that they are well equipped to meet their business objectives or transition to the next phase of their business life – growing, acquiring or divesting.
Michel obtained an F.I.C.B. – Fellow of the Institute of Canadian Bankers in 1977, a General Management Diploma from the Institute of Canadian Bankers in 1988 and attained the 4th level of the CGA (Certified General Accountant) program and took many business courses including several MBA courses. Michel is a licensed Mortgage Broker, which allows him to deal in mortgages throughout Ontario and elsewhere.
His other interests include golfing, fishing, pheasant hunting, visual arts, modern dance and martial arts (Tae Kwon Do).
Sebastien Charles
Mortgage Broker– License # M15001863
Capital Mortgages Inc. – Brokerage # 10575
380-2255 St-Laurent Blvd, Ottawa, ON K1G 4K3
sebastien@capitalmortgages.com
(t) 613.738.9648 x 305 (f) 613.738.8050
(c) 613.852.6991
Sebastien Charles has acquired a variety of business experience over the past 25 years, including dozens of M&A deals. He has been on all sides of the transactions – acting as principal, as a buyer and seller and also as an advisor.
At the age of 16, he started university where he obtained a B. Comm with a specialization in management information systems all while running his own successful computer reselling and consulting company. Upon graduation, Sebastien worked for the federal government and later returned to the private sector where he was in charge of infrastructure for one of Canada’s largest discount retailers.
He returned to University and obtained an MBA along with an accounting designation – Certified Management Accountant. He is also a licensed Mortgage Agent, which allows him to deal in mortgages throughout Ontario and elsewhere.
His other interests include hockey, martial arts and most recently he’s taken on photography.